Streamline Refinancing

If you already have a FHA Mortgage, Streamline
Refinancing is a great option to lower your interest rate
and monthly payments. This quick, low-cost refinance
will provide you with more money each month.


 
 
Want more information now? Use one of our specialists to learn how FHA financing can benefit you. Get started now with FHA financing!
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Benefits of a FHA Streamline Refinance
 
 
• Appraisal usually not required
   
• The property addresss
   
• No credit check, income verification, employee verification, or underwriting fee
   
• Easily increase or decrease the length of the term of your existing loan
   
• Take advantage of current low interest rates
   
• Little or no out-of-pocket costs
   
  Start Your FHA Refinance

 
       
 
 
Many people choose a FHA Streamline Refinance because they can refinance with no out-of-pocket costs. This is offered in two ways: the costs can be covered by the lender in exchange for a slightly higher interest rate, or the costs can be included in the new loan if the property has sufficient equity.
 
FHA Streamline Requirements
 
There are certain requirements of a FHA Streamline Refinance. First and foremost, your existing loan must be FHA-insured, current, and in good standing. The borrower must have opened the loan at least six months prior to refinancing. The Streamline Refinance must lower the borrower's interest rate, thus lowering monthly payments. Cash back is not an option for this type of refinance.
 
If you are interested in receiving more information about an FHA Streamline Refinance, please complete the short FHA Loan Form.